Member Benefits: Corporate Style Benefits

The opportunity has arrived for you to truly maintain your independence and have access to corporate style benefits!

401K Participation

You may contribute the bonuses you earn to our John Hancock 401K plan!

Life Insurance Coverage

Coverage is available to you at no cost up to $10,000.00.

Elite Producer Medical Plan

The Elite Producer Program is offering you Aetna Health Insurance, Dental, Short/Long Term Disability and VSP's Vision coverage.

Coverage Details:

We offer you three options; Aetna's $1,500, $2,500 and $3,000 deductible plans.

Plan Description	Single Employee	Employee & Spouse	Employee & Children	Employee & Family	H.S.A Available?	Co Pays- Office Visits	Out of Pocket Single	Out Of Pocket Family
AETNTL-MC OA $1,500/90%	$210.00	$694.00	$611.00	$1,094.00	No	$25.00 PC $50.00 SC	$4,500.00	$13,500.00
CURRENT: AETNTL-MC OA $2,500.00/100%	$207.50	$684.50	$601.50	$1,079.50	No	$25.00 PC $50.00 SC	$2,500.00	$7,500.00
AETNTL- HDHP $3,000/100%	$178.50	$590.50	$518.50	$929.50	Yes	Preventive Deductible Waived. Remaining 100% After Deductible	$5,000.00	$10,000.00
Plan Description	Single Employee	Employee & Spouse	Employee & Children	Employee & Family	CoPay's / Office Visit	Deductible	Co-Insurance	Preventative Basic & Major Services. Max Benefit
AETNA- FOC Dental DMO	$11.48	$35.48	$38.62	$64.71	$5.00	$0.00	100%	See Benefit Detail Sheet
AETNA- FOC Dental PPO	$11.48	$35.48	$38.62	$64.71	N/A	$75 Individual $225.00 Family	80%	See Benefit Detail Sheet
AETNA-PPOP (Only for States where FOC is not available)	$22.75	$68.26	$72.49	$122.23	N/A	$50.00 Individual $150.00 Family	See Benefit Detail Sheet	See Benefit Detail Sheet
Vision- VSP	$2.85	$8.56	$9.36	$16.67	$5.00 Well Vision $10.00 Other	N/A	See Benefit Detail Sheet Regarding Allowances	N/A

04/05/2010- *Benefit rates subject to change annually. New rates are currently updated in June each year.