Member Benefits: Corporate Style Benefits

The opportunity has arrived for you to truly maintain your independence and have access to corporate style benefits!

401K Participation

You may contribute the bonuses you earn to our John Hancock 401K plan!

Coverage is available to you at no cost up to $10,000.00. You may increase your death benefit at your own expense.

The Elite Producer Program is offering you Humana Health Insurance coverage, Vision and Dental.

Coverage 1st with $500 allowance per member and 100% in-network / 70% out-of-network. Click on the below tabs for additional coverage detail.

In-Network Benefits	In-Network
Lifetime Maximum	5 Million
First Dollar Benefit	$500 per member per calendar year
Deductible (calendar year)	$2,500 individual/ $5,000 family
Deductible Calculation for family	By member (family max applies)
Co-Insurance (after Deductible)	100%
Out of Pocket Maximum	Not Applicable

Preventive Care (Does not reduce $500 up-front benefit allowance)	In-Network
Primary Care Physician	$20 copay
Specialist	$40 copay
Diagnostic Lab & X-Ray	100%
Pap Smear & Mammogram	100%
Prostate Screening	100%
Child immunizations to age 18	100%
Flu & pneumonia immunizations	100%
Endoscopic services (including, but not limited to colonoscopy)	Deductible

Facility Services	In-Network
In-Patient Services	Deductible plus $250 copay per confinement
Out-Patient Surgery	Deductible plus $50 copay per visit
Out-Patient Services	Deductible
Out-Patient - Advance Imaging (PET, MRI, MRA, CAT, SPECT)	Deductible
Emergency Room	Deductible plus $150 copay

Other Medical Services	In-Network
Skilled nursing facility (up to 60 days per calendar year)	Deductible
Hospice	Deductible
Home Health Care	Deductible
Physical, occupational, cognitive, speech, audiology - combined 25 visits per calendar year	Deductible
Spinal treatment	Deductible plus $40 copay
Durable medical equipment (limited to $2,500 per calendar year)	Deductible
Ambulance	Deductible

In-Network Benefits	In-Network
In-Patient Services (combined limit up to 10 days per calendar year)	Deductible plus copay per confinement
Out-Patient & therapy sessions (combined limit up to 15 visits per calendar year)	Deductible plus copay

In-Network Benefits	In-Network
Level 1	$10
Level 2	$35
Level 3	$55
Level 4 ($2,500 per member per calendar year)	25%
Mail Order (up to 90 day supply)	2.5 x copay

Understand the program and its advantages for you.

Call us at 800-290-7226 option 106, or request to be contacted.

Complete our online form to receive additional information about this program. We will respond within 12 hours.